Finance flights, hotels, and trips without paying everything upfront

Compare travel-friendly BNPL and installment options for flights, hotels, and cruises—including Flex Pay and longer-term plans.

Tips

Confirm the provider covers your booking type (flight vs hotel vs package).
Watch for true 0% promotions vs interest-bearing monthly plans.
Check cancellation rules—some travel plans are harder to unwind mid-trip.

Matching providers (2)

Affirm

installment

True 0%No late feesSoft creditLong termTravelCredit building

Pay in 4 (0%) or monthly plans up to 60 months. True 0% available on many merchant promotions. Soft credit check. Reports to credit bureaus on many plans.

Up to 60 months·Credit: soft·From $50

electronicsfurnituregeneraltravel

View terms

Flex Pay (formerly Uplift)

installment

True 0%No late feesSoft creditTravel

Travel-focused BNPL (flights, hotels, cruises). Now Flex Pay by Upgrade. Strong for larger trip bookings with monthly payments.

Up to 18 months·Credit: soft

travelhotelsflightscruises

View terms

Educational only. Terms change—verify directly with each provider. Not financial advice.