Finance flights, hotels, and trips without paying everything upfront

Compare travel-friendly BNPL and installment options for flights, hotels, and cruises—including Flex Pay and longer-term plans.

Tips

Confirm the provider covers your booking type (flight vs hotel vs package).
Watch for true 0% promotions vs interest-bearing monthly plans.
Check cancellation rules—some travel plans are harder to unwind mid-trip.

Matching providers (2)

Affirm

Installment

Best for: Big-ticket purchases needing a choice of short or longer installments

0% options availableNo-late-fee optionSoft credit (often)Long termTravelCredit building

Pay in 4 or monthly installments up to 60 months. Some merchant offers are interest-free; others charge interest. Many plans report to credit bureaus.

Watch for: Longer plans may include interest—0% is not automatic on every purchase.

Up to 60 months·Credit: soft·Late fees: None on most plans·From $50

View terms Read full reviewOpens the provider’s site. We may earn a commission if you continue—rankings stay independent.

Flex Pay (formerly Uplift)

Installment

Best for: Flights, hotels, and cruise bookings with installment options

0% options availableNo-late-fee optionSoft credit (often)Travel

Travel-focused installment plans for flights, hotels, and similar bookings. Confirm interest on the offer you receive.

Watch for: Travel plans can still include interest depending on the promotion.

Up to 18 months·Credit: soft·Late fees: No late fees advertised

View terms Read full reviewOpens the provider’s site. We may earn a commission if you continue—rankings stay independent.

Educational only. Terms change—verify directly with each provider. Not financial advice.