Independent provider review
Progressive Leasing review: retail lease-to-own, not classic BNPL
Terms last checked: August 20, 2026 · Educational only — not financial advice
Who Progressive Leasing is best for
Shoppers at participating major retailers who have limited traditional credit and can compare the lease’s full-term cost.
How it works
Lease-to-own at major retailers. You lease the item; ownership rules and total cost differ from installment loans.
Fees, credit, and terms
These are editorial snapshots, not a personalized offer.
| Product type | Lease-to-own (not classic BNPL) |
|---|---|
| Fees / interest | Rates or fees vary or are unknown in our current data. Verify the APR, fees, and total repayment for your offer. |
| Credit check | Soft in our current data. Verify for the specific product offered. |
| Term | Up to 12 months in our current data. Available terms may depend on the purchase and offer. |
| Late fee | Unknown in our current data. Verify the late-fee policy on the provider site. |
| Credit reporting | Unknown in our current data. Verify the reporting policy on the provider site. |
What to watch for
Total paid can exceed the cash price if you keep the item the full term.
Terms can vary by product, merchant, purchase, and eligibility. Check the provider’s current disclosure for APR, all fees, payment dates, credit checks, reporting, total repayment, and missed-payment consequences.